alary is a word that can describe incomparable happiness. Who would have thought at the time payday many people with their smile even in the tiring hours of work. As millennials who already have their own salary or income, sometimes it makes us crazy and happy to spend the money we get from that hard work. So it is not uncommon in the end there is no thought of saving for the future.
Well, as a millennial who has a long future and wants a bright future, of course saving is a very important thing and must be done. Let’s try to follow these saving tips so you don’t run out of money for the future.
1. Calculate Monthly Expenses and Compare with Your Salary
Knowing your monthly expenses is something you have to do so you don’t get dizzy because suddenly there are countless ‘occult’ expenses that make you confused yourself. Make sure if you prioritize the needs of the primary, then the secondary. Also prepare money for sudden needs with the same nominal every month (this can increase your savings if not used). If so you will definitely have a definite monthly expenses.
2. Make sure the amount that you will save every month
If you already know how much is the difference between your salary and your monthly needs, then the next step is to make sure the amount you will save each month. Make sure you are consistent with the money you will save. If there is additional money or money more than the amount you specify, it will be better. The more you save, the better.
3. Press Desires Tertiary Needs
Tertiary needs are needs that you don’t have to fulfill. Sometimes tertiary needs are more expensive than your actual needs. Also, without realizing it, tertiary needs are sometimes fulfilled or prioritized. Try to suppress this need. Make sure you meet your primary needs first. Only if you have more money can you fulfill this tertiary need.
4. Carefully Look for Discounts and Promotions
Nowadays there are many places to shop, from offline to online that offer discounts. Attractive price discounts usually occur on certain dates. You have to be careful so that you can get the item you want at a cheaper price than usual. It also helps you to save on your monthly expenses.
Even though you already know the tips for saving, but still if you are not really consistent in running it, then there is no point. Hard will and effort are needed to keep saving for your future, you know, Treatpeople. Hopefully from the tips above you will be harder and more active in saving.